ROI Calculator
Fill in the fields — results update as you go.
Step 1 — Industry Classification
Select sector, state and industry above
ℹ All 50 states + DC available. AZ, DC, IA, ID, MA, MI, MN, ND, OH, WA, WI, WV
use index-matched proxy rates (Oregon DCBS 2024). Select “General” at any level
for an average rate across that dimension.
Step 2 — Payroll
$
Step 3 — Safety Profile
1.10drives all WC calculations
Step 4 — Injury Counts | Last 12 months
Laceration, contusion, puncture
Sprain/strain, carpal tunnel
Fracture, concussion, burn
Crushing, amputation, vision loss
Electric shock, asphyxiation
Step 6 — Leave-Behind Details (optional — used by the export)
Step 5 — Flex Investment
Only spend that goes away when Flex is adopted. Leave blank if the incumbent stays.
Current Annual Exposure
Workers’ Comp Premium
—
Payroll × LC × Mod
Injury Costs (Direct + Indirect)
—
Includes 2.1× indirect multiplier
Total Annual Exposure
—
What the operation absorbs today
Flex Investment
—
Annual Savings
—
Y1 Net Value
—
Y2 Net Value
—
Displaced software spend (current tools Flex replaces) — credited flat each year, not escalated
—
Not in this model: OSHA penalties, admin time, compliance gaps, EMR improvement value
Leave-Behind Fill Guide
| Placeholder | Value | Where |
|---|
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